The Wage Slaves Escape Manual

Why your pleasure-seeking brain is hard-wired to spend…and what you can do about it

What makes us spend or save? Is it to do with personality, upbringing, conditioning or life choice? How come different children in the same family treat money in wildly differing ways, and why do some people seem to be totally on top of their finances, while others are always skint?

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How to start saving when you don’t have any money

I believe that once you are receiving positive feedback from your bank accounts in terms of accumulated interest and capital growth rather than receiving just painful credit card bills every month, you'll be motivated to continuing saving. By creating a savings habit, you'll be keen to continue to save, and hopefully, be more motivated to pay off your debt as well.

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Working ’til I’m 70? No thanks

Compound Interest works the same way whether you are saving or borrowing - it simply amplifies what you own or owe. By ensuring compound interest is working FOR you, rather than against you, your savings will grow passively.

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