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What’s your price? Are you a commodity or a premium product?
Discretionary spending is down, people are dipping into their savings to maintain their lifestyle and the Age of Bling is behind us. In such a climate, only the brave would consider putting up their prices – or would they?
Continue reading...How to get your pricing right
11. May 2011
You may have the most brilliant business idea in history, but without a sound understanding of the way finance works, you will struggle to grow your fledging business. One of the most common mistakes when starting out is to concentrate too much on the names, logos, website or premises of your business, and spend too little time on working out the hardcore finances.
Continue reading...Ten things they don’t tell you in business school about running your own business
18. March 2011
Cashflow, not a great business concept, is what keeps your business afloat in the long run. You can have a whole stadium’s worth of fantastic ideas, brilliantly executed, but if you don’t keep on top of your utility bills, tax payments, NI costs and other administrative tasks, your business will fail.
Continue reading...Why right now is the perfect time to launch your own business
15. March 2011
The power of the internet is perfect for small businesses: once you were constrained by geographical boundaries, now thanks to social media, Google searches and the power of Facebook and Twitter you can potentially reach hundreds of thousands of prospective customers across the country – and the globe
Continue reading...Why your pleasure-seeking brain is hard-wired to spend…and what you can do about it
21. January 2011
What makes us spend or save? Is it to do with personality, upbringing, conditioning or life choice? How come different children in the same family treat money in wildly differing ways, and why do some people seem to be totally on top of their finances, while others are always skint?
Continue reading...The only financial New Year Resolutions you really need
29. December 2010
Make 2011 a prosperous year by following these ten simple new year resolutions to find cheaper debt, ways of generating extra income, and making space in your life
Continue reading...How to have a financially smart Christmas
23. November 2010
It doesn’t have to be a financial hangover in January if you plan ahead in December. Here’s how I handle the family finances to ensure that I can be generous with my gift-giving, without going broke
Continue reading...Ten ways to grow your business and your income in a recession
16. November 2010
Top tips and survival strategies to create a booming business in an economic downturn Times are tough but you can actually build your business and grow your business income, even during this tough economic climate, if you employ the right strategies. In fact some small businesses have found their income is booming in the [...]
Continue reading...How to start saving when you don’t have any money
11. November 2010
I believe that once you are receiving positive feedback from your bank accounts in terms of accumulated interest and capital growth rather than receiving just painful credit card bills every month, you’ll be motivated to continuing saving. By creating a savings habit, you’ll be keen to continue to save, and hopefully, be more motivated to pay off your debt as well.
Continue reading...Working ’til I’m 70? No thanks
9. November 2010
Compound Interest works the same way whether you are saving or borrowing – it simply amplifies what you own or owe. By ensuring compound interest is working FOR you, rather than against you, your savings will grow passively.
Continue reading...Follow Marianne Curphey on Twitter
2. September 2011
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